.bg {
	background-color: #DBDCDE; // outer page background
	
}

iframe#header{
width: 890px;
height: 322px;

}


.o {
color: white;
	background-color: red; 
	width: 30px
	
}

.f {
text-align: center;	

	background-color: green; 
width: 30px
height: 30px
font-weight: standard;
color: white;	
}


.n {
	background-color: grey; 
	width: 30px
height: 30px

}



.bgh {
	background-color: white; // header background
	
}


.hdg {
	color: #27479F; // heading text
	
}

.shdg{
	color: #5B5C5D;// sub heading text
	
}


// horizontal line in header and footer

.hr1 {
	border-color: #898382; 
	
}


.main{				// main table settings
table-align: center;

color: black;
font-family: calibri; 
font-size:16px;
background-color: white; 



}

.sub{					

color: black;
font-family: verdana; 
font-size:16px;
background-color: white; 


}

.email{

color: black;
font-family: verdana; 
font-size:15px;

}

// horizontal line in body of text

.hr2 {
	border-color: #898382; // horizintal line in body of document
}



.ftr{					
	color: #898382; 
	background-color: white; 
	font-family: verdana; 
	font-size:12px;
}


tr#two {
color: #175EBA;
text-decoration: none;
} 


td#two a:hover {

text-decoration: none;

color: #175EBA;

} 

td#two a:link {

color: #175EBA;

text-decoration: none;

} 


td#two a:visited {

color: #175EBA;

text-decoration: none;

} 

tr#nav {
text-align: center;
font-family: Calibri;
font-size: 18px;
background-color: white;
 
}


tr#nav a:link {
color: #898382;
text-decoration: none;
} 


tr#nav a:visited {
color: #898382;
text-decoration: none;
} 

tr#nav a:hover {
color: #175EBA;
background-color: white; 
text-decoration: none;
font-weight: bold;
}